Our transaction charges vary depending on the country your business is based and where your customers are paying you from. Here is a breakdown of our transaction fees:
Local Transactions | International Transactions | USD Transactions | |
Côte d’Ivoire(XOF) |
3.2% VAT excl. (cards) 1.95% VAT excl. (mobile money via Wave, MTN Côte d’Ivoire and Orange Money) |
3.8% VAT excl. (including Apple Pay) |
N/A |
Egypt (EGP) |
2.7% + EGP 2.5 (via Visa and Mastercard) 2.0% + EGP 2.5 (via Meeza) |
3.5% + EGP 2.5 |
N/A |
Nigeria (NGN) |
1.5% + NGN 100 0.50%, capped at NGN 1,000 (Direct Debit) |
3.9% + NGN 100 (via Mastercard, Visa, Verve cards) 4.5% (via American Express cards) |
3.9% (via Mastercard, Visa, Verve cards) 4.5% (via American Express cards) |
Ghana (GHS) | 1.95% | 1.95% | N/A |
Rwanda (RWF) | 2.9% | 3.8% | N/A |
South Africa (ZAR) |
2.9% + R1.00 (VAT exclusive) 2% (via EFT) |
3.1% + R1.00 (VAT exclusive) | N/A |
Kenya (KES) | 2.9% | 3.8% (via Mastercard, Visa, ApplePay and American Express cards) | 3.8% (via Mastercard, Visa, ApplePay and American Express cards) |
Please visit our pricing page for more information on our charges for your country.
Important to note for Nigeria
For local transactions in Nigeria, we have a transaction cap of NGN 2,000. This means we will never charge you more than NGN 2,000 for any transaction originating from a Naira Bank account. Also, for transactions under NGN 2,500, we waive the NGN 100 fee.
What other fees do we charge?
For Nigeria, Ghana and South Africa-based businesses, we have a transfer and user verification service. Here is how much we charge for each of these services.
Country |
Band |
Price |
Nigeria |
Transfers of NGN 5,000 and below |
NGN 10 per successful transfer |
|
Transfers between NGN 5,001 and NGN 50,000 |
NGN 25 per successful transfer |
|
Transfers above NGN 50,000 |
NGN 50 per successful transfer |
Ghana |
Transfers to Mobile Money wallets Transfers to Bank Accounts |
GHS 1 per successful transfer GHS 8 per successful transfer |
South Africa |
N/A |
ZAR 3 per transfer (failed or successful) |
Kenya
|
M-PESA transfers between KES 10 and KES 1,500 | KES 20 per successful transfer |
M-PESA transfers between KES 1,501 and KES 20,000 | KES 40 per successful transfer | |
M-PESA transfers above KES 20,001 | KES 60 per successful transfer |
Service |
Country Availability |
Price |
Account Number Resolve API |
Nigeria, Ghana |
Free |
Account Validation API |
South Africa |
ZAR 3 per successful API call |
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