Our charges for international transactions vary depending on the country your business is based and the currency you have listed your prices in. Here is a breakdown of our international transaction fees:
Currency |
Charges |
|
Ghana | GHS | 1.95% |
Nigeria |
NGN (via Mastercard, Visa, Verve cards) | 3.9% + NGN 100 |
USD (via Mastercard, Visa, Verve cards) | 3.9% | |
NGN (via American Express cards) | 4.5% | |
South Africa | ZAR | 3.1% + R1.00 (VAT exclusive) |
Kenya |
KES (via Mastercard, Visa, American Express cards and Apple Pay) | 3.8% |
USD (via Mastercard, Visa, American Express cards and Apple Pay) | 3.8% |
Important to note for Ghanaian Businesses
Ghanaian businesses can only receive international payments in Ghanaian Cedis (GHS) at the moment, while South African businesses can receive international payments in South African Rands (ZAR). This is why a USD charge is not captured in the table above.
What if I receive a payment from a local bank account domiciled in a foreign currency?
For card transactions made from domiciliary bank accounts in your country, that is, bank accounts in USD, GBP, EUR etc. - we charge the same fees as international cards. This means our fees will follow the table above, depending on the currency you are receiving.
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